LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,001
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,027
−HK$1,043/mo
Today · 4.125%
HK$35,070
baseline
▲ 0.50% · 4.625%
HK$37,204
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,140/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,713
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,698
−HK$998/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$40,736
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,601
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,833
−HK$1,251/mo
Today · 4.125%
HK$42,084
baseline
▲ 0.50% · 4.625%
HK$44,645
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,168/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,055
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,237
−HK$1,199/mo
Today · 4.125%
HK$46,436
baseline
▲ 0.50% · 4.625%
HK$48,883
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,872/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,201
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,638
−HK$1,460/mo
Today · 4.125%
HK$49,098
baseline
▲ 0.50% · 4.625%
HK$52,086
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,196/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,398
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,777
−HK$1,398/mo
Today · 4.125%
HK$54,175
baseline
▲ 0.50% · 4.625%
HK$57,031
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,350/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,401
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,249
−HK$1,877/mo
Today · 4.125%
HK$63,126
baseline
▲ 0.50% · 4.625%
HK$66,967
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,252/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,083
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,856
−HK$1,798/mo
Today · 4.125%
HK$69,654
baseline
▲ 0.50% · 4.625%
HK$73,325
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,308/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,714 · Scale 2, in force from 26 Feb 2026)