LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,001
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,028
−HK$1,043/mo
Today · 4.125%
HK$35,071
baseline
▲ 0.50% · 4.625%
HK$37,205
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,142/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,713
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,698
−HK$999/mo
Today · 4.125%
HK$38,697
baseline
▲ 0.50% · 4.625%
HK$40,737
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,394/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,601
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,833
−HK$1,252/mo
Today · 4.125%
HK$42,085
baseline
▲ 0.50% · 4.625%
HK$44,645
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,170/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,056
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,238
−HK$1,198/mo
Today · 4.125%
HK$46,436
baseline
▲ 0.50% · 4.625%
HK$48,884
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,872/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,202
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,639
−HK$1,460/mo
Today · 4.125%
HK$49,099
baseline
▲ 0.50% · 4.625%
HK$52,086
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,198/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,399
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,777
−HK$1,399/mo
Today · 4.125%
HK$54,176
baseline
▲ 0.50% · 4.625%
HK$57,031
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,352/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,402
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,250
−HK$1,877/mo
Today · 4.125%
HK$63,127
baseline
▲ 0.50% · 4.625%
HK$66,968
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,254/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,084
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,857
−HK$1,798/mo
Today · 4.125%
HK$69,655
baseline
▲ 0.50% · 4.625%
HK$73,326
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,310/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,722 · Scale 2, in force from 26 Feb 2026)