LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,002
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,028
−HK$1,043/mo
Today · 4.125%
HK$35,071
baseline
▲ 0.50% · 4.625%
HK$37,205
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,142/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,714
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,699
−HK$998/mo
Today · 4.125%
HK$38,697
baseline
▲ 0.50% · 4.625%
HK$40,737
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,394/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,602
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,834
−HK$1,251/mo
Today · 4.125%
HK$42,085
baseline
▲ 0.50% · 4.625%
HK$44,646
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,170/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,057
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,238
−HK$1,199/mo
Today · 4.125%
HK$46,437
baseline
▲ 0.50% · 4.625%
HK$48,885
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,874/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,202
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,639
−HK$1,460/mo
Today · 4.125%
HK$49,099
baseline
▲ 0.50% · 4.625%
HK$52,087
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,198/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,399
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,778
−HK$1,398/mo
Today · 4.125%
HK$54,176
baseline
▲ 0.50% · 4.625%
HK$57,032
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,352/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,403
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,251
−HK$1,877/mo
Today · 4.125%
HK$63,128
baseline
▲ 0.50% · 4.625%
HK$66,969
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,256/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,085
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,857
−HK$1,798/mo
Today · 4.125%
HK$69,655
baseline
▲ 0.50% · 4.625%
HK$73,327
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,310/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,729 · Scale 2, in force from 26 Feb 2026)