LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,002
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,029
−HK$1,043/mo
Today · 4.125%
HK$35,072
baseline
▲ 0.50% · 4.625%
HK$37,206
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,144/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,714
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,699
−HK$999/mo
Today · 4.125%
HK$38,698
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,396/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,603
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,834
−HK$1,252/mo
Today · 4.125%
HK$42,086
baseline
▲ 0.50% · 4.625%
HK$44,647
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,172/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,057
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,239
−HK$1,199/mo
Today · 4.125%
HK$46,438
baseline
▲ 0.50% · 4.625%
HK$48,885
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,876/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,203
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,640
−HK$1,460/mo
Today · 4.125%
HK$49,100
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,200/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,400
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,398/mo
Today · 4.125%
HK$54,177
baseline
▲ 0.50% · 4.625%
HK$57,033
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,354/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,252
−HK$1,877/mo
Today · 4.125%
HK$63,129
baseline
▲ 0.50% · 4.625%
HK$66,970
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,258/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,086
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,858
−HK$1,799/mo
Today · 4.125%
HK$69,657
baseline
▲ 0.50% · 4.625%
HK$73,328
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,314/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,737 · Scale 2, in force from 26 Feb 2026)