LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,003
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,029
−HK$1,043/mo
Today · 4.125%
HK$35,072
baseline
▲ 0.50% · 4.625%
HK$37,206
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,144/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,715
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,700
−HK$999/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$40,739
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,603
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,835
−HK$1,252/mo
Today · 4.125%
HK$42,087
baseline
▲ 0.50% · 4.625%
HK$44,648
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,174/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,058
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,240
−HK$1,198/mo
Today · 4.125%
HK$46,438
baseline
▲ 0.50% · 4.625%
HK$48,886
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,876/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,204
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,460/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$52,089
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,401
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,398/mo
Today · 4.125%
HK$54,178
baseline
▲ 0.50% · 4.625%
HK$57,034
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,356/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,405
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,253
−HK$1,877/mo
Today · 4.125%
HK$63,130
baseline
▲ 0.50% · 4.625%
HK$66,971
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,260/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,087
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,860
−HK$1,798/mo
Today · 4.125%
HK$69,658
baseline
▲ 0.50% · 4.625%
HK$73,329
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,316/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,746 · Scale 2, in force from 26 Feb 2026)