LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,003
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,030
−HK$1,043/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$37,207
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,716
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,700
−HK$999/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$40,739
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,604
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,836
−HK$1,251/mo
Today · 4.125%
HK$42,087
baseline
▲ 0.50% · 4.625%
HK$44,648
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,174/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,059
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,240
−HK$1,199/mo
Today · 4.125%
HK$46,439
baseline
▲ 0.50% · 4.625%
HK$48,887
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,878/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,204
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,461/mo
Today · 4.125%
HK$49,102
baseline
▲ 0.50% · 4.625%
HK$52,089
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,204/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,402
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,399/mo
Today · 4.125%
HK$54,179
baseline
▲ 0.50% · 4.625%
HK$57,035
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,358/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,405
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,253
−HK$1,878/mo
Today · 4.125%
HK$63,131
baseline
▲ 0.50% · 4.625%
HK$66,972
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,262/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,088
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,860
−HK$1,798/mo
Today · 4.125%
HK$69,658
baseline
▲ 0.50% · 4.625%
HK$73,330
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,316/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,752 · Scale 2, in force from 26 Feb 2026)