LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,004
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,030
−HK$1,043/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$37,207
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,716
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,701
−HK$999/mo
Today · 4.125%
HK$38,700
baseline
▲ 0.50% · 4.625%
HK$40,740
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,400/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,604
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,836
−HK$1,252/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,059
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,199/mo
Today · 4.125%
HK$46,440
baseline
▲ 0.50% · 4.625%
HK$48,888
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,880/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,205
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,642
−HK$1,460/mo
Today · 4.125%
HK$49,102
baseline
▲ 0.50% · 4.625%
HK$52,090
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,204/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,403
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,781
−HK$1,399/mo
Today · 4.125%
HK$54,180
baseline
▲ 0.50% · 4.625%
HK$57,036
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,360/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,406
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,254
−HK$1,878/mo
Today · 4.125%
HK$63,132
baseline
▲ 0.50% · 4.625%
HK$66,973
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,264/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,089
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,862
−HK$1,798/mo
Today · 4.125%
HK$69,660
baseline
▲ 0.50% · 4.625%
HK$73,332
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,320/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,761 · Scale 2, in force from 26 Feb 2026)