LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,006
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$1,043/mo
Today · 4.125%
HK$35,075
baseline
▲ 0.50% · 4.625%
HK$37,210
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,150/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,718
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$999/mo
Today · 4.125%
HK$38,702
baseline
▲ 0.50% · 4.625%
HK$40,742
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,404/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,607
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,839
−HK$1,252/mo
Today · 4.125%
HK$42,091
baseline
▲ 0.50% · 4.625%
HK$44,652
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,182/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,062
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,244
−HK$1,199/mo
Today · 4.125%
HK$46,443
baseline
▲ 0.50% · 4.625%
HK$48,891
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,886/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,208
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,645
−HK$1,461/mo
Today · 4.125%
HK$49,106
baseline
▲ 0.50% · 4.625%
HK$52,094
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,212/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,406
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,785
−HK$1,398/mo
Today · 4.125%
HK$54,183
baseline
▲ 0.50% · 4.625%
HK$57,039
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,366/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,410
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,258
−HK$1,878/mo
Today · 4.125%
HK$63,136
baseline
▲ 0.50% · 4.625%
HK$66,977
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,272/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,093
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,866
−HK$1,798/mo
Today · 4.125%
HK$69,664
baseline
▲ 0.50% · 4.625%
HK$73,336
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,328/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,796 · Scale 2, in force from 26 Feb 2026)