LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,006
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,033
−HK$1,043/mo
Today · 4.125%
HK$35,076
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,152/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,719
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,704
−HK$999/mo
Today · 4.125%
HK$38,703
baseline
▲ 0.50% · 4.625%
HK$40,743
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,406/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,608
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,251/mo
Today · 4.125%
HK$42,091
baseline
▲ 0.50% · 4.625%
HK$44,653
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,182/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,063
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,245
−HK$1,199/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$48,892
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,209
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,646
−HK$1,461/mo
Today · 4.125%
HK$49,107
baseline
▲ 0.50% · 4.625%
HK$52,095
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,214/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,407
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,786
−HK$1,398/mo
Today · 4.125%
HK$54,184
baseline
▲ 0.50% · 4.625%
HK$57,041
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,368/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,412
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,260
−HK$1,877/mo
Today · 4.125%
HK$63,137
baseline
▲ 0.50% · 4.625%
HK$66,979
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,274/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,095
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,867
−HK$1,799/mo
Today · 4.125%
HK$69,666
baseline
▲ 0.50% · 4.625%
HK$73,338
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,332/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,809 · Scale 2, in force from 26 Feb 2026)