LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,007
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$1,043/mo
Today · 4.125%
HK$35,077
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,154/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,720
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,705
−HK$999/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$40,744
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,609
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,841
−HK$1,252/mo
Today · 4.125%
HK$42,093
baseline
▲ 0.50% · 4.625%
HK$44,654
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,186/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,064
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,246
−HK$1,199/mo
Today · 4.125%
HK$46,445
baseline
▲ 0.50% · 4.625%
HK$48,893
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,890/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,210
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,648
−HK$1,460/mo
Today · 4.125%
HK$49,108
baseline
▲ 0.50% · 4.625%
HK$52,096
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,216/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,408
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,787
−HK$1,399/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,042
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,413
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,261
−HK$1,878/mo
Today · 4.125%
HK$63,139
baseline
▲ 0.50% · 4.625%
HK$66,981
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,278/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,096
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,869
−HK$1,798/mo
Today · 4.125%
HK$69,667
baseline
▲ 0.50% · 4.625%
HK$73,340
+HK$3,673/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,334/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,822 · Scale 2, in force from 26 Feb 2026)