LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,009
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,036
−HK$1,043/mo
Today · 4.125%
HK$35,079
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,158/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,723
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,707
−HK$1,000/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$40,747
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,611
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,843
−HK$1,252/mo
Today · 4.125%
HK$42,095
baseline
▲ 0.50% · 4.625%
HK$44,657
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,190/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,067
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,249
−HK$1,199/mo
Today · 4.125%
HK$46,448
baseline
▲ 0.50% · 4.625%
HK$48,896
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,896/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,213
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,651
−HK$1,460/mo
Today · 4.125%
HK$49,111
baseline
▲ 0.50% · 4.625%
HK$52,099
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,222/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,412
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,790
−HK$1,399/mo
Today · 4.125%
HK$54,189
baseline
▲ 0.50% · 4.625%
HK$57,046
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,378/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,417
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,265
−HK$1,878/mo
Today · 4.125%
HK$63,143
baseline
▲ 0.50% · 4.625%
HK$66,985
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,286/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,101
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,873
−HK$1,799/mo
Today · 4.125%
HK$69,672
baseline
▲ 0.50% · 4.625%
HK$73,344
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,344/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,856 · Scale 2, in force from 26 Feb 2026)