LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,010
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$1,043/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$37,215
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,724
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,709
−HK$999/mo
Today · 4.125%
HK$38,708
baseline
▲ 0.50% · 4.625%
HK$40,748
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,416/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,612
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,845
−HK$1,251/mo
Today · 4.125%
HK$42,096
baseline
▲ 0.50% · 4.625%
HK$44,658
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,192/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,068
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,250
−HK$1,199/mo
Today · 4.125%
HK$46,449
baseline
▲ 0.50% · 4.625%
HK$48,898
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,898/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,215
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,652
−HK$1,461/mo
Today · 4.125%
HK$49,113
baseline
▲ 0.50% · 4.625%
HK$52,101
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,226/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,413
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,792
−HK$1,399/mo
Today · 4.125%
HK$54,191
baseline
▲ 0.50% · 4.625%
HK$57,047
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,382/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,419
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,267
−HK$1,878/mo
Today · 4.125%
HK$63,145
baseline
▲ 0.50% · 4.625%
HK$66,987
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,290/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,103
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,875
−HK$1,799/mo
Today · 4.125%
HK$69,674
baseline
▲ 0.50% · 4.625%
HK$73,347
+HK$3,673/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,348/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,873 · Scale 2, in force from 26 Feb 2026)