LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,011
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,038
−HK$1,043/mo
Today · 4.125%
HK$35,081
baseline
▲ 0.50% · 4.625%
HK$37,216
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,162/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,725
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,710
−HK$999/mo
Today · 4.125%
HK$38,709
baseline
▲ 0.50% · 4.625%
HK$40,749
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,418/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,846
−HK$1,252/mo
Today · 4.125%
HK$42,098
baseline
▲ 0.50% · 4.625%
HK$44,659
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,196/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,070
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,252
−HK$1,199/mo
Today · 4.125%
HK$46,451
baseline
▲ 0.50% · 4.625%
HK$48,899
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,902/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,216
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,653
−HK$1,461/mo
Today · 4.125%
HK$49,114
baseline
▲ 0.50% · 4.625%
HK$52,102
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,228/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,415
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,794
−HK$1,398/mo
Today · 4.125%
HK$54,192
baseline
▲ 0.50% · 4.625%
HK$57,049
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,384/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,420
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,269
−HK$1,878/mo
Today · 4.125%
HK$63,147
baseline
▲ 0.50% · 4.625%
HK$66,989
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,294/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,105
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,877
−HK$1,799/mo
Today · 4.125%
HK$69,676
baseline
▲ 0.50% · 4.625%
HK$73,349
+HK$3,673/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,352/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,888 · Scale 2, in force from 26 Feb 2026)