LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,012
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,038
−HK$1,044/mo
Today · 4.125%
HK$35,082
baseline
▲ 0.50% · 4.625%
HK$37,216
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,164/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,725
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,710
−HK$999/mo
Today · 4.125%
HK$38,709
baseline
▲ 0.50% · 4.625%
HK$40,750
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,418/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,846
−HK$1,252/mo
Today · 4.125%
HK$42,098
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,196/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,070
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,252
−HK$1,199/mo
Today · 4.125%
HK$46,451
baseline
▲ 0.50% · 4.625%
HK$48,900
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,902/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,216
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,654
−HK$1,460/mo
Today · 4.125%
HK$49,114
baseline
▲ 0.50% · 4.625%
HK$52,103
+HK$2,989/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,228/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,415
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,794
−HK$1,399/mo
Today · 4.125%
HK$54,193
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,386/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,421
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,269
−HK$1,878/mo
Today · 4.125%
HK$63,147
baseline
▲ 0.50% · 4.625%
HK$66,990
+HK$3,843/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,294/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,105
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,878
−HK$1,799/mo
Today · 4.125%
HK$69,677
baseline
▲ 0.50% · 4.625%
HK$73,349
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,354/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,894 · Scale 2, in force from 26 Feb 2026)