LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,012
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$1,043/mo
Today · 4.125%
HK$35,082
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,164/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$999/mo
Today · 4.125%
HK$38,710
baseline
▲ 0.50% · 4.625%
HK$40,750
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,420/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,847
−HK$1,252/mo
Today · 4.125%
HK$42,099
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,198/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,071
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,253
−HK$1,199/mo
Today · 4.125%
HK$46,452
baseline
▲ 0.50% · 4.625%
HK$48,900
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,904/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,217
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,654
−HK$1,461/mo
Today · 4.125%
HK$49,115
baseline
▲ 0.50% · 4.625%
HK$52,104
+HK$2,989/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,230/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,416
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,795
−HK$1,399/mo
Today · 4.125%
HK$54,194
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,388/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,422
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,270
−HK$1,878/mo
Today · 4.125%
HK$63,148
baseline
▲ 0.50% · 4.625%
HK$66,990
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,296/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,106
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,879
−HK$1,799/mo
Today · 4.125%
HK$69,678
baseline
▲ 0.50% · 4.625%
HK$73,350
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,356/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,901 · Scale 2, in force from 26 Feb 2026)