LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,014
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,041
−HK$1,043/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$37,219
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,728
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,713
−HK$999/mo
Today · 4.125%
HK$38,712
baseline
▲ 0.50% · 4.625%
HK$40,753
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,424/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,617
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,849
−HK$1,252/mo
Today · 4.125%
HK$42,101
baseline
▲ 0.50% · 4.625%
HK$44,663
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,202/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,073
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,255
−HK$1,199/mo
Today · 4.125%
HK$46,454
baseline
▲ 0.50% · 4.625%
HK$48,903
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,908/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,220
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,657
−HK$1,461/mo
Today · 4.125%
HK$49,118
baseline
▲ 0.50% · 4.625%
HK$52,107
+HK$2,989/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,236/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,419
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,798
−HK$1,399/mo
Today · 4.125%
HK$54,197
baseline
▲ 0.50% · 4.625%
HK$57,054
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,394/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,425
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,274
−HK$1,878/mo
Today · 4.125%
HK$63,152
baseline
▲ 0.50% · 4.625%
HK$66,994
+HK$3,842/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,304/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,110
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,883
−HK$1,799/mo
Today · 4.125%
HK$69,682
baseline
▲ 0.50% · 4.625%
HK$73,355
+HK$3,673/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,364/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,933 · Scale 2, in force from 26 Feb 2026)