LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,015
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,042
−HK$1,044/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,172/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,729
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,714
−HK$1,000/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,618
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,851
−HK$1,252/mo
Today · 4.125%
HK$42,103
baseline
▲ 0.50% · 4.625%
HK$44,665
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,206/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,075
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,257
−HK$1,199/mo
Today · 4.125%
HK$46,456
baseline
▲ 0.50% · 4.625%
HK$48,905
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,912/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,222
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,659
−HK$1,461/mo
Today · 4.125%
HK$49,120
baseline
▲ 0.50% · 4.625%
HK$52,109
+HK$2,989/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$98,240/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,421
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,800
−HK$1,399/mo
Today · 4.125%
HK$54,199
baseline
▲ 0.50% · 4.625%
HK$57,056
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$108,398/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,428
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,276
−HK$1,878/mo
Today · 4.125%
HK$63,154
baseline
▲ 0.50% · 4.625%
HK$66,997
+HK$3,843/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,308/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,113
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,886
−HK$1,799/mo
Today · 4.125%
HK$69,685
baseline
▲ 0.50% · 4.625%
HK$73,358
+HK$3,673/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,370/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,955 · Scale 2, in force from 26 Feb 2026)