LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,018
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,045
−HK$1,043/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$37,223
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,732
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,717
−HK$999/mo
Today · 4.125%
HK$38,716
baseline
▲ 0.50% · 4.625%
HK$40,757
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,432/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,621
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,854
−HK$1,252/mo
Today · 4.125%
HK$42,106
baseline
▲ 0.50% · 4.625%
HK$44,668
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,212/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,200/mo
Today · 4.125%
HK$46,460
baseline
▲ 0.50% · 4.625%
HK$48,909
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,920/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,225
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,663
−HK$1,460/mo
Today · 4.125%
HK$49,123
baseline
▲ 0.50% · 4.625%
HK$52,113
+HK$2,990/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$98,246/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,425
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,804
−HK$1,399/mo
Today · 4.125%
HK$54,203
baseline
▲ 0.50% · 4.625%
HK$57,060
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$108,406/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,432
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,280
−HK$1,879/mo
Today · 4.125%
HK$63,159
baseline
▲ 0.50% · 4.625%
HK$67,002
+HK$3,843/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,318/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,117
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,891
−HK$1,798/mo
Today · 4.125%
HK$69,689
baseline
▲ 0.50% · 4.625%
HK$73,363
+HK$3,674/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,378/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,993 · Scale 2, in force from 26 Feb 2026)