LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,021
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,048
−HK$1,044/mo
Today · 4.125%
HK$35,092
baseline
▲ 0.50% · 4.625%
HK$37,227
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,184/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,736
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,721
−HK$1,000/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$40,762
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,626
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,858
−HK$1,252/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,673
+HK$2,563/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,083
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,265
−HK$1,200/mo
Today · 4.125%
HK$46,465
baseline
▲ 0.50% · 4.625%
HK$48,914
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,930/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,230
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,668
−HK$1,461/mo
Today · 4.125%
HK$49,129
baseline
▲ 0.50% · 4.625%
HK$52,118
+HK$2,989/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$98,258/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,430
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,809
−HK$1,400/mo
Today · 4.125%
HK$54,209
baseline
▲ 0.50% · 4.625%
HK$57,066
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$108,418/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,438
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,287
−HK$1,879/mo
Today · 4.125%
HK$63,166
baseline
▲ 0.50% · 4.625%
HK$67,009
+HK$3,843/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,332/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,124
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,898
−HK$1,799/mo
Today · 4.125%
HK$69,697
baseline
▲ 0.50% · 4.625%
HK$73,371
+HK$3,674/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,394/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,052 · Scale 2, in force from 26 Feb 2026)