LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,025
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,052
−HK$1,044/mo
Today · 4.125%
HK$35,096
baseline
▲ 0.50% · 4.625%
HK$37,231
+HK$2,135/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,192/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,740
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,725
−HK$1,000/mo
Today · 4.125%
HK$38,725
baseline
▲ 0.50% · 4.625%
HK$40,766
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,450/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,630
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,863
−HK$1,252/mo
Today · 4.125%
HK$42,115
baseline
▲ 0.50% · 4.625%
HK$44,678
+HK$2,563/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,230/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,088
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,270
−HK$1,200/mo
Today · 4.125%
HK$46,470
baseline
▲ 0.50% · 4.625%
HK$48,919
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,940/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,235
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,673
−HK$1,461/mo
Today · 4.125%
HK$49,134
baseline
▲ 0.50% · 4.625%
HK$52,124
+HK$2,990/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$98,268/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,436
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,815
−HK$1,400/mo
Today · 4.125%
HK$54,215
baseline
▲ 0.50% · 4.625%
HK$57,073
+HK$2,858/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$108,430/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,445
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,294
−HK$1,879/mo
Today · 4.125%
HK$63,173
baseline
▲ 0.50% · 4.625%
HK$67,017
+HK$3,844/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,346/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,132
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$1,799/mo
Today · 4.125%
HK$69,705
baseline
▲ 0.50% · 4.625%
HK$73,379
+HK$3,674/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,410/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,113 · Scale 2, in force from 26 Feb 2026)