LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,025
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,053
−HK$1,043/mo
Today · 4.125%
HK$35,096
baseline
▲ 0.50% · 4.625%
HK$37,232
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,192/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,740
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,726
−HK$999/mo
Today · 4.125%
HK$38,725
baseline
▲ 0.50% · 4.625%
HK$40,767
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,450/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,631
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,863
−HK$1,253/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,678
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,089
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,271
−HK$1,200/mo
Today · 4.125%
HK$46,471
baseline
▲ 0.50% · 4.625%
HK$48,920
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,942/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,236
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,674
−HK$1,461/mo
Today · 4.125%
HK$49,135
baseline
▲ 0.50% · 4.625%
HK$52,125
+HK$2,990/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$98,270/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,437
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,816
−HK$1,400/mo
Today · 4.125%
HK$54,216
baseline
▲ 0.50% · 4.625%
HK$57,073
+HK$2,857/mo
Deposit HK$4.34M · loan HK$10.14M · min. income ≈ HK$108,432/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,446
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,295
−HK$1,879/mo
Today · 4.125%
HK$63,174
baseline
▲ 0.50% · 4.625%
HK$67,018
+HK$3,844/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$126,348/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,133
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$1,800/mo
Today · 4.125%
HK$69,706
baseline
▲ 0.50% · 4.625%
HK$73,380
+HK$3,674/mo
Deposit HK$1.45M · loan HK$13.03M · min. income ≈ HK$139,412/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,121 · Scale 2, in force from 26 Feb 2026)