LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,027
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$1,044/mo
Today · 4.125%
HK$35,098
baseline
▲ 0.50% · 4.625%
HK$37,234
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,196/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,742
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$999/mo
Today · 4.125%
HK$38,727
baseline
▲ 0.50% · 4.625%
HK$40,769
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,454/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,632
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,865
−HK$1,253/mo
Today · 4.125%
HK$42,118
baseline
▲ 0.50% · 4.625%
HK$44,680
+HK$2,562/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,236/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,091
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,273
−HK$1,200/mo
Today · 4.125%
HK$46,473
baseline
▲ 0.50% · 4.625%
HK$48,922
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,946/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,238
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,676
−HK$1,461/mo
Today · 4.125%
HK$49,137
baseline
▲ 0.50% · 4.625%
HK$52,127
+HK$2,990/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,274/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,439
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,819
−HK$1,399/mo
Today · 4.125%
HK$54,218
baseline
▲ 0.50% · 4.625%
HK$57,076
+HK$2,858/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,436/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,449
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,298
−HK$1,879/mo
Today · 4.125%
HK$63,177
baseline
▲ 0.50% · 4.625%
HK$67,021
+HK$3,844/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,354/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,136
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,910
−HK$1,799/mo
Today · 4.125%
HK$69,709
baseline
▲ 0.50% · 4.625%
HK$73,384
+HK$3,675/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,418/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,147 · Scale 2, in force from 26 Feb 2026)