LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,030
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,057
−HK$1,044/mo
Today · 4.125%
HK$35,101
baseline
▲ 0.50% · 4.625%
HK$37,237
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,202/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,745
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,731
−HK$1,000/mo
Today · 4.125%
HK$38,731
baseline
▲ 0.50% · 4.625%
HK$40,772
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,462/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,636
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,869
−HK$1,252/mo
Today · 4.125%
HK$42,121
baseline
▲ 0.50% · 4.625%
HK$44,684
+HK$2,563/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,242/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,094
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,277
−HK$1,200/mo
Today · 4.125%
HK$46,477
baseline
▲ 0.50% · 4.625%
HK$48,926
+HK$2,449/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,954/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,242
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,680
−HK$1,461/mo
Today · 4.125%
HK$49,141
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,282/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,443
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,400/mo
Today · 4.125%
HK$54,223
baseline
▲ 0.50% · 4.625%
HK$57,081
+HK$2,858/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,446/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,454
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,303
−HK$1,879/mo
Today · 4.125%
HK$63,182
baseline
▲ 0.50% · 4.625%
HK$67,026
+HK$3,844/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,364/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,141
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,915
−HK$1,800/mo
Today · 4.125%
HK$69,715
baseline
▲ 0.50% · 4.625%
HK$73,390
+HK$3,675/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,430/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,192 · Scale 2, in force from 26 Feb 2026)