LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,034
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,062
−HK$1,044/mo
Today · 4.125%
HK$35,106
baseline
▲ 0.50% · 4.625%
HK$37,242
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,212/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,750
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,000/mo
Today · 4.125%
HK$38,736
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,472/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,641
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,874
−HK$1,253/mo
Today · 4.125%
HK$42,127
baseline
▲ 0.50% · 4.625%
HK$44,690
+HK$2,563/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,254/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,100
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,283
−HK$1,200/mo
Today · 4.125%
HK$46,483
baseline
▲ 0.50% · 4.625%
HK$48,933
+HK$2,450/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,966/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,248
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,687
−HK$1,461/mo
Today · 4.125%
HK$49,148
baseline
▲ 0.50% · 4.625%
HK$52,139
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,296/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,450
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,830
−HK$1,400/mo
Today · 4.125%
HK$54,230
baseline
▲ 0.50% · 4.625%
HK$57,089
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,460/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,462
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,311
−HK$1,879/mo
Today · 4.125%
HK$63,190
baseline
▲ 0.50% · 4.625%
HK$67,035
+HK$3,845/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,380/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,151
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,925
−HK$1,799/mo
Today · 4.125%
HK$69,724
baseline
▲ 0.50% · 4.625%
HK$73,400
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,448/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,266 · Scale 2, in force from 26 Feb 2026)