LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,035
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,063
−HK$1,044/mo
Today · 4.125%
HK$35,107
baseline
▲ 0.50% · 4.625%
HK$37,243
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,214/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,751
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,737
−HK$1,000/mo
Today · 4.125%
HK$38,737
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,041/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,474/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,642
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,875
−HK$1,253/mo
Today · 4.125%
HK$42,128
baseline
▲ 0.50% · 4.625%
HK$44,691
+HK$2,563/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$84,256/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,101
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,284
−HK$1,200/mo
Today · 4.125%
HK$46,484
baseline
▲ 0.50% · 4.625%
HK$48,934
+HK$2,450/mo
Deposit HK$5.79M · loan HK$8.69M · min. income ≈ HK$92,968/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,249
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,688
−HK$1,461/mo
Today · 4.125%
HK$49,149
baseline
▲ 0.50% · 4.625%
HK$52,140
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,298/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,451
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,831
−HK$1,400/mo
Today · 4.125%
HK$54,231
baseline
▲ 0.50% · 4.625%
HK$57,090
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,462/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,463
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,313
−HK$1,879/mo
Today · 4.125%
HK$63,192
baseline
▲ 0.50% · 4.625%
HK$67,037
+HK$3,845/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,384/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,152
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,926
−HK$1,800/mo
Today · 4.125%
HK$69,726
baseline
▲ 0.50% · 4.625%
HK$73,401
+HK$3,675/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,452/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,277 · Scale 2, in force from 26 Feb 2026)