LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,036
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,064
−HK$1,044/mo
Today · 4.125%
HK$35,108
baseline
▲ 0.50% · 4.625%
HK$37,244
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,216/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,753
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,738
−HK$1,000/mo
Today · 4.125%
HK$38,738
baseline
▲ 0.50% · 4.625%
HK$40,780
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,476/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,644
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,877
−HK$1,253/mo
Today · 4.125%
HK$42,130
baseline
▲ 0.50% · 4.625%
HK$44,693
+HK$2,563/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,260/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,103
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,286
−HK$1,200/mo
Today · 4.125%
HK$46,486
baseline
▲ 0.50% · 4.625%
HK$48,936
+HK$2,450/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,972/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,251
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,690
−HK$1,461/mo
Today · 4.125%
HK$49,151
baseline
▲ 0.50% · 4.625%
HK$52,142
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,302/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,454
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,400/mo
Today · 4.125%
HK$54,234
baseline
▲ 0.50% · 4.625%
HK$57,092
+HK$2,858/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,468/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,315
−HK$1,880/mo
Today · 4.125%
HK$63,195
baseline
▲ 0.50% · 4.625%
HK$67,040
+HK$3,845/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,390/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,155
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,929
−HK$1,800/mo
Today · 4.125%
HK$69,729
baseline
▲ 0.50% · 4.625%
HK$73,405
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,458/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,302 · Scale 2, in force from 26 Feb 2026)