LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,037
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,065
−HK$1,044/mo
Today · 4.125%
HK$35,109
baseline
▲ 0.50% · 4.625%
HK$37,245
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,218/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,739
−HK$1,000/mo
Today · 4.125%
HK$38,739
baseline
▲ 0.50% · 4.625%
HK$40,781
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,478/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,645
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,878
−HK$1,253/mo
Today · 4.125%
HK$42,131
baseline
▲ 0.50% · 4.625%
HK$44,695
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,262/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,105
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,287
−HK$1,200/mo
Today · 4.125%
HK$46,487
baseline
▲ 0.50% · 4.625%
HK$48,938
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,974/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,252
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,691
−HK$1,462/mo
Today · 4.125%
HK$49,153
baseline
▲ 0.50% · 4.625%
HK$52,144
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,306/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,455
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,835
−HK$1,400/mo
Today · 4.125%
HK$54,235
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,470/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,467
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,317
−HK$1,879/mo
Today · 4.125%
HK$63,196
baseline
▲ 0.50% · 4.625%
HK$67,042
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,392/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,157
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,931
−HK$1,800/mo
Today · 4.125%
HK$69,731
baseline
▲ 0.50% · 4.625%
HK$73,407
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,462/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,317 · Scale 2, in force from 26 Feb 2026)