LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,039
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,067
−HK$1,044/mo
Today · 4.125%
HK$35,111
baseline
▲ 0.50% · 4.625%
HK$37,248
+HK$2,137/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,222/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,756
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,742
−HK$1,000/mo
Today · 4.125%
HK$38,742
baseline
▲ 0.50% · 4.625%
HK$40,784
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,484/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,647
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,880
−HK$1,253/mo
Today · 4.125%
HK$42,133
baseline
▲ 0.50% · 4.625%
HK$44,697
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,266/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,107
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,290
−HK$1,200/mo
Today · 4.125%
HK$46,490
baseline
▲ 0.50% · 4.625%
HK$48,941
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,980/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,255
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,694
−HK$1,462/mo
Today · 4.125%
HK$49,156
baseline
▲ 0.50% · 4.625%
HK$52,147
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,312/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,458
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,838
−HK$1,400/mo
Today · 4.125%
HK$54,238
baseline
▲ 0.50% · 4.625%
HK$57,097
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,476/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,471
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,321
−HK$1,879/mo
Today · 4.125%
HK$63,200
baseline
▲ 0.50% · 4.625%
HK$67,046
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,400/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,161
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,935
−HK$1,800/mo
Today · 4.125%
HK$69,735
baseline
▲ 0.50% · 4.625%
HK$73,411
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,470/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,349 · Scale 2, in force from 26 Feb 2026)