LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,040
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,068
−HK$1,044/mo
Today · 4.125%
HK$35,112
baseline
▲ 0.50% · 4.625%
HK$37,248
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,224/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,757
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,742
−HK$1,000/mo
Today · 4.125%
HK$38,742
baseline
▲ 0.50% · 4.625%
HK$40,785
+HK$2,043/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,484/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,648
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,881
−HK$1,253/mo
Today · 4.125%
HK$42,134
baseline
▲ 0.50% · 4.625%
HK$44,698
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,268/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,108
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,291
−HK$1,200/mo
Today · 4.125%
HK$46,491
baseline
▲ 0.50% · 4.625%
HK$48,941
+HK$2,450/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,982/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,256
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,695
−HK$1,461/mo
Today · 4.125%
HK$49,156
baseline
▲ 0.50% · 4.625%
HK$52,148
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,312/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,459
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,839
−HK$1,400/mo
Today · 4.125%
HK$54,239
baseline
▲ 0.50% · 4.625%
HK$57,098
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,478/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,472
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,322
−HK$1,879/mo
Today · 4.125%
HK$63,201
baseline
▲ 0.50% · 4.625%
HK$67,047
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,402/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,162
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,936
−HK$1,800/mo
Today · 4.125%
HK$69,736
baseline
▲ 0.50% · 4.625%
HK$73,412
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,472/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,358 · Scale 2, in force from 26 Feb 2026)