LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,041
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,068
−HK$1,045/mo
Today · 4.125%
HK$35,113
baseline
▲ 0.50% · 4.625%
HK$37,249
+HK$2,136/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,226/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,757
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,743
−HK$1,000/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$40,785
+HK$2,042/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,649
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,882
−HK$1,253/mo
Today · 4.125%
HK$42,135
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,270/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,109
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,292
−HK$1,200/mo
Today · 4.125%
HK$46,492
baseline
▲ 0.50% · 4.625%
HK$48,943
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,984/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,257
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,696
−HK$1,462/mo
Today · 4.125%
HK$49,158
baseline
▲ 0.50% · 4.625%
HK$52,149
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,316/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,460
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,840
−HK$1,401/mo
Today · 4.125%
HK$54,241
baseline
▲ 0.50% · 4.625%
HK$57,100
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,482/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,473
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,323
−HK$1,880/mo
Today · 4.125%
HK$63,203
baseline
▲ 0.50% · 4.625%
HK$67,048
+HK$3,845/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,406/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,163
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,938
−HK$1,800/mo
Today · 4.125%
HK$69,738
baseline
▲ 0.50% · 4.625%
HK$73,414
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,476/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,371 · Scale 2, in force from 26 Feb 2026)