LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,042
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,070
−HK$1,044/mo
Today · 4.125%
HK$35,114
baseline
▲ 0.50% · 4.625%
HK$37,250
+HK$2,136/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,228/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,759
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,744
−HK$1,001/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$40,787
+HK$2,042/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,650
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,883
−HK$1,254/mo
Today · 4.125%
HK$42,137
baseline
▲ 0.50% · 4.625%
HK$44,700
+HK$2,563/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,274/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,110
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,293
−HK$1,201/mo
Today · 4.125%
HK$46,494
baseline
▲ 0.50% · 4.625%
HK$48,944
+HK$2,450/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,988/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,258
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,697
−HK$1,462/mo
Today · 4.125%
HK$49,159
baseline
▲ 0.50% · 4.625%
HK$52,151
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,318/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,462
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,842
−HK$1,400/mo
Today · 4.125%
HK$54,242
baseline
▲ 0.50% · 4.625%
HK$57,102
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,484/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,475
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,325
−HK$1,880/mo
Today · 4.125%
HK$63,205
baseline
▲ 0.50% · 4.625%
HK$67,051
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,410/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,166
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,940
−HK$1,800/mo
Today · 4.125%
HK$69,740
baseline
▲ 0.50% · 4.625%
HK$73,416
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,480/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,390 · Scale 2, in force from 26 Feb 2026)