LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,043
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,071
−HK$1,044/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,760
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,000/mo
Today · 4.125%
HK$38,746
baseline
▲ 0.50% · 4.625%
HK$40,788
+HK$2,042/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,492/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,652
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,885
−HK$1,253/mo
Today · 4.125%
HK$42,138
baseline
▲ 0.50% · 4.625%
HK$44,702
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,276/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,112
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,295
−HK$1,200/mo
Today · 4.125%
HK$46,495
baseline
▲ 0.50% · 4.625%
HK$48,946
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,990/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,260
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,699
−HK$1,462/mo
Today · 4.125%
HK$49,161
baseline
▲ 0.50% · 4.625%
HK$52,153
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,322/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,464
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,844
−HK$1,401/mo
Today · 4.125%
HK$54,245
baseline
▲ 0.50% · 4.625%
HK$57,104
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,490/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,478
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,879/mo
Today · 4.125%
HK$63,207
baseline
▲ 0.50% · 4.625%
HK$67,053
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,414/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,168
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,943
−HK$1,800/mo
Today · 4.125%
HK$69,743
baseline
▲ 0.50% · 4.625%
HK$73,419
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,486/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,411 · Scale 2, in force from 26 Feb 2026)