LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,044
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,071
−HK$1,045/mo
Today · 4.125%
HK$35,116
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$2,136/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,232/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,761
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,000/mo
Today · 4.125%
HK$38,747
baseline
▲ 0.50% · 4.625%
HK$40,789
+HK$2,042/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,494/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,652
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,886
−HK$1,253/mo
Today · 4.125%
HK$42,139
baseline
▲ 0.50% · 4.625%
HK$44,703
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,278/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,113
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,200/mo
Today · 4.125%
HK$46,496
baseline
▲ 0.50% · 4.625%
HK$48,947
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,992/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,261
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,700
−HK$1,462/mo
Today · 4.125%
HK$49,162
baseline
▲ 0.50% · 4.625%
HK$52,153
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,324/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,465
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,845
−HK$1,400/mo
Today · 4.125%
HK$54,245
baseline
▲ 0.50% · 4.625%
HK$57,105
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,490/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,478
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,329
−HK$1,879/mo
Today · 4.125%
HK$63,208
baseline
▲ 0.50% · 4.625%
HK$67,054
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,416/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,169
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,944
−HK$1,800/mo
Today · 4.125%
HK$69,744
baseline
▲ 0.50% · 4.625%
HK$73,420
+HK$3,676/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,488/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,419 · Scale 2, in force from 26 Feb 2026)