LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,044
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$1,044/mo
Today · 4.125%
HK$35,116
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,232/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,761
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,000/mo
Today · 4.125%
HK$38,747
baseline
▲ 0.50% · 4.625%
HK$40,790
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,494/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,653
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,886
−HK$1,254/mo
Today · 4.125%
HK$42,140
baseline
▲ 0.50% · 4.625%
HK$44,704
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$84,280/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,114
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,297
−HK$1,200/mo
Today · 4.125%
HK$46,497
baseline
▲ 0.50% · 4.625%
HK$48,948
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.69M · min. income ≈ HK$92,994/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,262
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,701
−HK$1,462/mo
Today · 4.125%
HK$49,163
baseline
▲ 0.50% · 4.625%
HK$52,154
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,326/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,466
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,846
−HK$1,400/mo
Today · 4.125%
HK$54,246
baseline
▲ 0.50% · 4.625%
HK$57,106
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,492/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,480
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,330
−HK$1,879/mo
Today · 4.125%
HK$63,209
baseline
▲ 0.50% · 4.625%
HK$67,056
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,418/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,170
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,945
−HK$1,800/mo
Today · 4.125%
HK$69,745
baseline
▲ 0.50% · 4.625%
HK$73,422
+HK$3,677/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,490/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,429 · Scale 2, in force from 26 Feb 2026)