LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,045
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,073
−HK$1,044/mo
Today · 4.125%
HK$35,117
baseline
▲ 0.50% · 4.625%
HK$37,254
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,234/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,762
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,748
−HK$1,001/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$40,791
+HK$2,042/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,654
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,888
−HK$1,253/mo
Today · 4.125%
HK$42,141
baseline
▲ 0.50% · 4.625%
HK$44,705
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,282/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,115
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,298
−HK$1,200/mo
Today · 4.125%
HK$46,498
baseline
▲ 0.50% · 4.625%
HK$48,949
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$92,996/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,462/mo
Today · 4.125%
HK$49,164
baseline
▲ 0.50% · 4.625%
HK$52,156
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,328/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,848
−HK$1,400/mo
Today · 4.125%
HK$54,248
baseline
▲ 0.50% · 4.625%
HK$57,107
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,496/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,481
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,331
−HK$1,880/mo
Today · 4.125%
HK$63,211
baseline
▲ 0.50% · 4.625%
HK$67,057
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,422/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,172
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,947
−HK$1,800/mo
Today · 4.125%
HK$69,747
baseline
▲ 0.50% · 4.625%
HK$73,424
+HK$3,677/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,494/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,444 · Scale 2, in force from 26 Feb 2026)