LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,046
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,074
−HK$1,044/mo
Today · 4.125%
HK$35,118
baseline
▲ 0.50% · 4.625%
HK$37,255
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,236/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,763
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,749
−HK$1,001/mo
Today · 4.125%
HK$38,750
baseline
▲ 0.50% · 4.625%
HK$40,792
+HK$2,042/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,500/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,655
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,889
−HK$1,253/mo
Today · 4.125%
HK$42,142
baseline
▲ 0.50% · 4.625%
HK$44,706
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,284/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,116
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,299
−HK$1,201/mo
Today · 4.125%
HK$46,500
baseline
▲ 0.50% · 4.625%
HK$48,951
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,000/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,264
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,704
−HK$1,462/mo
Today · 4.125%
HK$49,166
baseline
▲ 0.50% · 4.625%
HK$52,157
+HK$2,991/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$98,332/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,469
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,849
−HK$1,400/mo
Today · 4.125%
HK$54,249
baseline
▲ 0.50% · 4.625%
HK$57,109
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.14M · min. income ≈ HK$108,498/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,483
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,333
−HK$1,880/mo
Today · 4.125%
HK$63,213
baseline
▲ 0.50% · 4.625%
HK$67,059
+HK$3,846/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,426/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,174
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,949
−HK$1,800/mo
Today · 4.125%
HK$69,749
baseline
▲ 0.50% · 4.625%
HK$73,426
+HK$3,677/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,498/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,460 · Scale 2, in force from 26 Feb 2026)