LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,050
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,078
−HK$1,044/mo
Today · 4.125%
HK$35,122
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,244/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,768
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,754
−HK$1,000/mo
Today · 4.125%
HK$38,754
baseline
▲ 0.50% · 4.625%
HK$40,797
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,508/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,660
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,893
−HK$1,254/mo
Today · 4.125%
HK$42,147
baseline
▲ 0.50% · 4.625%
HK$44,711
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,294/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,121
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,304
−HK$1,201/mo
Today · 4.125%
HK$46,505
baseline
▲ 0.50% · 4.625%
HK$48,956
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,010/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,270
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,709
−HK$1,462/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$52,163
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,475
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,855
−HK$1,401/mo
Today · 4.125%
HK$54,256
baseline
▲ 0.50% · 4.625%
HK$57,115
+HK$2,859/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,512/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,490
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,340
−HK$1,880/mo
Today · 4.125%
HK$63,220
baseline
▲ 0.50% · 4.625%
HK$67,067
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$126,440/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,182
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,956
−HK$1,801/mo
Today · 4.125%
HK$69,757
baseline
▲ 0.50% · 4.625%
HK$73,434
+HK$3,677/mo
Deposit HK$1.45M · loan HK$13.04M · min. income ≈ HK$139,514/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,521 · Scale 2, in force from 26 Feb 2026)