LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,051
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,079
−HK$1,045/mo
Today · 4.125%
HK$35,124
baseline
▲ 0.50% · 4.625%
HK$37,261
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,248/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,769
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,755
−HK$1,001/mo
Today · 4.125%
HK$38,756
baseline
▲ 0.50% · 4.625%
HK$40,798
+HK$2,042/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,512/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,661
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,895
−HK$1,253/mo
Today · 4.125%
HK$42,148
baseline
▲ 0.50% · 4.625%
HK$44,713
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,296/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,123
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,306
−HK$1,201/mo
Today · 4.125%
HK$46,507
baseline
▲ 0.50% · 4.625%
HK$48,958
+HK$2,451/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,014/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,272
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,711
−HK$1,462/mo
Today · 4.125%
HK$49,173
baseline
▲ 0.50% · 4.625%
HK$52,165
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,346/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,477
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,857
−HK$1,401/mo
Today · 4.125%
HK$54,258
baseline
▲ 0.50% · 4.625%
HK$57,118
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,516/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,492
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,342
−HK$1,881/mo
Today · 4.125%
HK$63,223
baseline
▲ 0.50% · 4.625%
HK$67,070
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,446/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,184
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,959
−HK$1,801/mo
Today · 4.125%
HK$69,760
baseline
▲ 0.50% · 4.625%
HK$73,437
+HK$3,677/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,520/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,543 · Scale 2, in force from 26 Feb 2026)