LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,052
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,080
−HK$1,045/mo
Today · 4.125%
HK$35,125
baseline
▲ 0.50% · 4.625%
HK$37,262
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,250/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,770
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,000/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$40,800
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,663
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,897
−HK$1,253/mo
Today · 4.125%
HK$42,150
baseline
▲ 0.50% · 4.625%
HK$44,715
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,300/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,125
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,308
−HK$1,200/mo
Today · 4.125%
HK$46,508
baseline
▲ 0.50% · 4.625%
HK$48,960
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,016/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,273
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,713
−HK$1,462/mo
Today · 4.125%
HK$49,175
baseline
▲ 0.50% · 4.625%
HK$52,167
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,350/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,479
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,859
−HK$1,401/mo
Today · 4.125%
HK$54,260
baseline
▲ 0.50% · 4.625%
HK$57,120
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,520/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,494
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,345
−HK$1,880/mo
Today · 4.125%
HK$63,225
baseline
▲ 0.50% · 4.625%
HK$67,072
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,450/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,187
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,962
−HK$1,801/mo
Today · 4.125%
HK$69,763
baseline
▲ 0.50% · 4.625%
HK$73,440
+HK$3,677/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,526/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,564 · Scale 2, in force from 26 Feb 2026)