LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,053
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$1,044/mo
Today · 4.125%
HK$35,125
baseline
▲ 0.50% · 4.625%
HK$37,263
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,250/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,000/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$40,800
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,663
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,897
−HK$1,254/mo
Today · 4.125%
HK$42,151
baseline
▲ 0.50% · 4.625%
HK$44,715
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,302/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,125
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,308
−HK$1,201/mo
Today · 4.125%
HK$46,509
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,018/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,274
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,713
−HK$1,463/mo
Today · 4.125%
HK$49,176
baseline
▲ 0.50% · 4.625%
HK$52,168
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,352/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,479
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,400/mo
Today · 4.125%
HK$54,260
baseline
▲ 0.50% · 4.625%
HK$57,121
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,520/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,495
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,346
−HK$1,880/mo
Today · 4.125%
HK$63,226
baseline
▲ 0.50% · 4.625%
HK$67,073
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,452/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,188
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,963
−HK$1,800/mo
Today · 4.125%
HK$69,763
baseline
▲ 0.50% · 4.625%
HK$73,441
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,526/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,570 · Scale 2, in force from 26 Feb 2026)