LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,053
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$1,045/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$37,263
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,001/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,664
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,898
−HK$1,253/mo
Today · 4.125%
HK$42,151
baseline
▲ 0.50% · 4.625%
HK$44,716
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,302/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,126
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,309
−HK$1,200/mo
Today · 4.125%
HK$46,509
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,018/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,274
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,714
−HK$1,462/mo
Today · 4.125%
HK$49,176
baseline
▲ 0.50% · 4.625%
HK$52,168
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,352/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,480
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,401/mo
Today · 4.125%
HK$54,261
baseline
▲ 0.50% · 4.625%
HK$57,121
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,522/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,496
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,346
−HK$1,881/mo
Today · 4.125%
HK$63,227
baseline
▲ 0.50% · 4.625%
HK$67,074
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,454/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,188
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,963
−HK$1,801/mo
Today · 4.125%
HK$69,764
baseline
▲ 0.50% · 4.625%
HK$73,442
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,528/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,576 · Scale 2, in force from 26 Feb 2026)