LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,054
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,082
−HK$1,044/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$37,264
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,772
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,758
−HK$1,000/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,664
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,898
−HK$1,254/mo
Today · 4.125%
HK$42,152
baseline
▲ 0.50% · 4.625%
HK$44,716
+HK$2,564/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,304/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,126
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,310
−HK$1,200/mo
Today · 4.125%
HK$46,510
baseline
▲ 0.50% · 4.625%
HK$48,962
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,020/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,275
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,714
−HK$1,463/mo
Today · 4.125%
HK$49,177
baseline
▲ 0.50% · 4.625%
HK$52,169
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,354/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,480
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,861
−HK$1,401/mo
Today · 4.125%
HK$54,262
baseline
▲ 0.50% · 4.625%
HK$57,122
+HK$2,860/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,524/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,496
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,347
−HK$1,880/mo
Today · 4.125%
HK$63,227
baseline
▲ 0.50% · 4.625%
HK$67,075
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,454/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,189
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,964
−HK$1,801/mo
Today · 4.125%
HK$69,765
baseline
▲ 0.50% · 4.625%
HK$73,443
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,530/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,584 · Scale 2, in force from 26 Feb 2026)