LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,056
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$1,044/mo
Today · 4.125%
HK$35,128
baseline
▲ 0.50% · 4.625%
HK$37,266
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,256/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,760
−HK$1,001/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,667
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,253/mo
Today · 4.125%
HK$42,154
baseline
▲ 0.50% · 4.625%
HK$44,719
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,308/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,129
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,312
−HK$1,201/mo
Today · 4.125%
HK$46,513
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,026/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,278
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,717
−HK$1,463/mo
Today · 4.125%
HK$49,180
baseline
▲ 0.50% · 4.625%
HK$52,172
+HK$2,992/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,360/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,484
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,864
−HK$1,401/mo
Today · 4.125%
HK$54,265
baseline
▲ 0.50% · 4.625%
HK$57,126
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,530/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,500
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,351
−HK$1,880/mo
Today · 4.125%
HK$63,231
baseline
▲ 0.50% · 4.625%
HK$67,079
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,462/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,193
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,969
−HK$1,800/mo
Today · 4.125%
HK$69,769
baseline
▲ 0.50% · 4.625%
HK$73,447
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,538/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,617 · Scale 2, in force from 26 Feb 2026)