LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,056
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$1,045/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$37,266
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,000/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,667
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,253/mo
Today · 4.125%
HK$42,154
baseline
▲ 0.50% · 4.625%
HK$44,719
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,308/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,129
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,313
−HK$1,200/mo
Today · 4.125%
HK$46,513
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,026/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,278
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,462/mo
Today · 4.125%
HK$49,180
baseline
▲ 0.50% · 4.625%
HK$52,173
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,360/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,484
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,865
−HK$1,400/mo
Today · 4.125%
HK$54,265
baseline
▲ 0.50% · 4.625%
HK$57,126
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,530/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,500
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,351
−HK$1,881/mo
Today · 4.125%
HK$63,232
baseline
▲ 0.50% · 4.625%
HK$67,079
+HK$3,847/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,464/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,194
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,969
−HK$1,801/mo
Today · 4.125%
HK$69,770
baseline
▲ 0.50% · 4.625%
HK$73,448
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,540/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,620 · Scale 2, in force from 26 Feb 2026)