LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,058
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,086
−HK$1,045/mo
Today · 4.125%
HK$35,131
baseline
▲ 0.50% · 4.625%
HK$37,268
+HK$2,137/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,262/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,776
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,763
−HK$1,000/mo
Today · 4.125%
HK$38,763
baseline
▲ 0.50% · 4.625%
HK$40,806
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,526/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,669
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,903
−HK$1,254/mo
Today · 4.125%
HK$42,157
baseline
▲ 0.50% · 4.625%
HK$44,722
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,314/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,132
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,315
−HK$1,201/mo
Today · 4.125%
HK$46,516
baseline
▲ 0.50% · 4.625%
HK$48,968
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,032/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,281
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,720
−HK$1,463/mo
Today · 4.125%
HK$49,183
baseline
▲ 0.50% · 4.625%
HK$52,176
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,366/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,487
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,868
−HK$1,400/mo
Today · 4.125%
HK$54,268
baseline
▲ 0.50% · 4.625%
HK$57,129
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,536/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,504
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,355
−HK$1,880/mo
Today · 4.125%
HK$63,235
baseline
▲ 0.50% · 4.625%
HK$67,083
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,470/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,197
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,973
−HK$1,801/mo
Today · 4.125%
HK$69,774
baseline
▲ 0.50% · 4.625%
HK$73,452
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,548/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,650 · Scale 2, in force from 26 Feb 2026)