LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,062
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$1,045/mo
Today · 4.125%
HK$35,135
baseline
▲ 0.50% · 4.625%
HK$37,273
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,270/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,781
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,001/mo
Today · 4.125%
HK$38,768
baseline
▲ 0.50% · 4.625%
HK$40,811
+HK$2,043/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,536/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,674
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,908
−HK$1,254/mo
Today · 4.125%
HK$42,162
baseline
▲ 0.50% · 4.625%
HK$44,727
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,324/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,137
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,320
−HK$1,201/mo
Today · 4.125%
HK$46,521
baseline
▲ 0.50% · 4.625%
HK$48,973
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,042/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,286
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,726
−HK$1,463/mo
Today · 4.125%
HK$49,189
baseline
▲ 0.50% · 4.625%
HK$52,182
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,378/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,493
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,874
−HK$1,401/mo
Today · 4.125%
HK$54,275
baseline
▲ 0.50% · 4.625%
HK$57,136
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,550/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,511
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,362
−HK$1,881/mo
Today · 4.125%
HK$63,243
baseline
▲ 0.50% · 4.625%
HK$67,091
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,486/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,205
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,981
−HK$1,801/mo
Today · 4.125%
HK$69,782
baseline
▲ 0.50% · 4.625%
HK$73,460
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,564/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,714 · Scale 2, in force from 26 Feb 2026)