LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,064
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$1,045/mo
Today · 4.125%
HK$35,137
baseline
▲ 0.50% · 4.625%
HK$37,275
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,274/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,783
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,000/mo
Today · 4.125%
HK$38,770
baseline
▲ 0.50% · 4.625%
HK$40,814
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,540/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,676
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,911
−HK$1,254/mo
Today · 4.125%
HK$42,165
baseline
▲ 0.50% · 4.625%
HK$44,730
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,330/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,140
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,324
−HK$1,200/mo
Today · 4.125%
HK$46,524
baseline
▲ 0.50% · 4.625%
HK$48,977
+HK$2,453/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,048/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,289
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,729
−HK$1,463/mo
Today · 4.125%
HK$49,192
baseline
▲ 0.50% · 4.625%
HK$52,185
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,384/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,496
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,877
−HK$1,401/mo
Today · 4.125%
HK$54,278
baseline
▲ 0.50% · 4.625%
HK$57,140
+HK$2,862/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,556/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,515
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,366
−HK$1,881/mo
Today · 4.125%
HK$63,247
baseline
▲ 0.50% · 4.625%
HK$67,095
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,494/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,210
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,985
−HK$1,802/mo
Today · 4.125%
HK$69,787
baseline
▲ 0.50% · 4.625%
HK$73,465
+HK$3,678/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,574/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,751 · Scale 2, in force from 26 Feb 2026)