LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,065
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,093
−HK$1,045/mo
Today · 4.125%
HK$35,138
baseline
▲ 0.50% · 4.625%
HK$37,276
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,276/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,784
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,001/mo
Today · 4.125%
HK$38,771
baseline
▲ 0.50% · 4.625%
HK$40,815
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,542/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,677
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,912
−HK$1,254/mo
Today · 4.125%
HK$42,166
baseline
▲ 0.50% · 4.625%
HK$44,731
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,332/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,141
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,325
−HK$1,201/mo
Today · 4.125%
HK$46,526
baseline
▲ 0.50% · 4.625%
HK$48,978
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,052/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,290
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,730
−HK$1,463/mo
Today · 4.125%
HK$49,193
baseline
▲ 0.50% · 4.625%
HK$52,186
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,386/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,498
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,401/mo
Today · 4.125%
HK$54,280
baseline
▲ 0.50% · 4.625%
HK$57,141
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,560/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,516
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,367
−HK$1,881/mo
Today · 4.125%
HK$63,248
baseline
▲ 0.50% · 4.625%
HK$67,097
+HK$3,849/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,496/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,211
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,987
−HK$1,801/mo
Today · 4.125%
HK$69,788
baseline
▲ 0.50% · 4.625%
HK$73,467
+HK$3,679/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,576/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,764 · Scale 2, in force from 26 Feb 2026)