LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,066
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,095
−HK$1,045/mo
Today · 4.125%
HK$35,140
baseline
▲ 0.50% · 4.625%
HK$37,278
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,280/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,786
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,772
−HK$1,001/mo
Today · 4.125%
HK$38,773
baseline
▲ 0.50% · 4.625%
HK$40,817
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,546/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,680
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,914
−HK$1,254/mo
Today · 4.125%
HK$42,168
baseline
▲ 0.50% · 4.625%
HK$44,734
+HK$2,566/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,336/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,143
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,327
−HK$1,201/mo
Today · 4.125%
HK$46,528
baseline
▲ 0.50% · 4.625%
HK$48,981
+HK$2,453/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,056/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,293
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,733
−HK$1,463/mo
Today · 4.125%
HK$49,196
baseline
▲ 0.50% · 4.625%
HK$52,189
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,392/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,500
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,881
−HK$1,402/mo
Today · 4.125%
HK$54,283
baseline
▲ 0.50% · 4.625%
HK$57,144
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,566/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,519
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,371
−HK$1,881/mo
Today · 4.125%
HK$63,252
baseline
▲ 0.50% · 4.625%
HK$67,100
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,504/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,215
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,990
−HK$1,802/mo
Today · 4.125%
HK$69,792
baseline
▲ 0.50% · 4.625%
HK$73,471
+HK$3,679/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,584/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,793 · Scale 2, in force from 26 Feb 2026)