LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,067
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,095
−HK$1,045/mo
Today · 4.125%
HK$35,140
baseline
▲ 0.50% · 4.625%
HK$37,279
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,280/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,787
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,773
−HK$1,001/mo
Today · 4.125%
HK$38,774
baseline
▲ 0.50% · 4.625%
HK$40,818
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,548/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,680
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,915
−HK$1,254/mo
Today · 4.125%
HK$42,169
baseline
▲ 0.50% · 4.625%
HK$44,734
+HK$2,565/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,338/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,144
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,328
−HK$1,201/mo
Today · 4.125%
HK$46,529
baseline
▲ 0.50% · 4.625%
HK$48,981
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,058/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,294
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,734
−HK$1,463/mo
Today · 4.125%
HK$49,197
baseline
▲ 0.50% · 4.625%
HK$52,190
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,394/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,501
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,882
−HK$1,402/mo
Today · 4.125%
HK$54,284
baseline
▲ 0.50% · 4.625%
HK$57,145
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,568/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,520
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,372
−HK$1,881/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$67,102
+HK$3,849/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,216
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,992
−HK$1,801/mo
Today · 4.125%
HK$69,793
baseline
▲ 0.50% · 4.625%
HK$73,472
+HK$3,679/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,586/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,802 · Scale 2, in force from 26 Feb 2026)